EndowmentTrade has strong relationships with numerous professional investment firms including many in the inter-dealer market. This helps to achieve the highest current market price for all policy types - up to 40% or more than surrender value.

EndowmentTrade offers both the public and the professional market all the benefits of B2B and B2C online interaction together with the backup of voice broking interaction for those parts of the endowment trading process that do not lend themselves to online automation.

As a division of Oakwood Capital, EndowmentTrade operates as an international business and has hundreds of international investor clients - including financial institutions - attracted by the high returns that sterling offers compared to Euros or dollars.

The EndowmentTrade management offers a wealth of expertise in both consumer finance and capital markets and experience backed up by a network of worldwide contacts.

Oakwood Capital is committed to the highest standards of client service and professionalism and is authorised and regulated by the Financial Services Authority (FSA).

 1) Why should I cash in my endowment policy with EndowmentTrade?

EndowmentTrade has been a market leading supplier of endowment policies and TEPs to institutional clients since its launch in 2001 and is able to make you the best possible cash offer for your endowment policy. For some policies this could be as much as 40% over the surrender value of the endowment policy.

 2) Why may policy holders get more cash if they sell their endowment policy?

Life offices charges may be deducted from the cash surrender value of the endowment policy thereby not reflecting its true cash market value

 3) Will The EndowmentTrade agreed sell price be a committed cash offer or a valuation only?

EndowmentTrade only makes committed cash offers and we are regulated by the FSA to buy endowment policies as principal.

 4) Is any tax payable on the sale amount received for selling my endowment policy?

No, provided the endowment policy was taken out to repay a mortgage endowment and not made as an investment all cash received is tax free.

5) Are there any fees or hidden costs to be deducted for the cash offer EndowmentTrade makes for endowment policies?

There are no hidden or unhidden deductions or fees

6) How long does it take to get a cash offer for my endowment policy if I want to sell?

EndowmentTrade will make any offer within 5 working days of receiving you completed application.

7) How long does it take to cash in my endowment policy with EndowmentTrade once I have agreed a cash sell price?

On average 20 to 25 working days from receipt of complete documentation, subject to clear title from independent law society regulated solicitors the costs of which are covered by us for all endowment policies.

8) Can I sell my endowment if the original endowment policy document is lost?

Yes you san sell you endowment provided the Life Office either confirms that they do not require sight of the original endowment policy document at claim stage or they provide a substitute / replacement endowment policy document.

9) Can I sell my endowment policy for cash if there is a loan secured on my endowment policy?

Yes, you can sell your endowment provided the lender is either willing to confirm that upon receipt or cash funds to repay their loan they will undertake to provide a letter of no further interest or they provide a letter of no further interest prior to the completion of the endowment sale.
 

 

Jobs

EndowmentTrade can offer you the opportunity to build a career in a dynamic, rapidly expanding financial services company with a challenging and fast -paced business environment.

You need to be able to share our goals and have the skills and motivation to be part of our future.

At EndowmentTrade we consider our people to be our greatest asset. Professional and self-motivated individuals are the key to achieving excellent customer service and continued growth.

Vacancies